Fred Michael & Co LTD

Fred Michael & Co Ltd provides professional bookkeeping and accounting services for businesses across London and the surrounding areas. We help businesses maintain accurate financial records, meet statutory obligations, and make informed financial decisions through reliable accounting support. Our services are designed for startups, sole traders, limited companies, contractors, freelancers, landlords, retail businesses, hospitality businesses, construction companies, and professional service providers. Using modern cloud accounting solutions and practical financial expertise, we deliver organised financial management that supports business growth while ensuring compliance with HMRC requirements. Whether you need day-to-day bookkeeping, year-end accounts, payroll, VAT support, or strategic financial guidance, our team provides dependable solutions tailored to your business. We focus on accuracy, transparency, and efficiency, allowing business owners to spend more time growing their business while we manage the financial administration. Our commitment is to provide clear financial reporting, reliable compliance support, and practical accounting services that help businesses operate with confidence and maintain healthy financial control.

Services

Bookkeeping Services
Maintain accurate financial records by recording income and expenses, reconciling bank and credit card transactions, managing supplier and customer accounts, tracking invoices, categorising expenses, and preparing regular financial reports. Cloud bookkeeping solutions support efficient record management and HMRC compliance.

Accounting Services
Comprehensive accounting support including annual accounts preparation, statutory accounts, financial statements, corporation tax support, self-assessment assistance, VAT accounting, payroll accounting, director reporting, and year-end financial reviews.

Management Accounts
Receive regular financial reports that provide insight into business performance, profitability, expenditure, and cash flow to support informed business decisions.

Payroll Services
Manage employee payroll accurately, including salary processing, payroll calculations, payslips, payroll reporting, and compliance with UK payroll regulations.

VAT Returns
Preparation and submission of VAT returns while maintaining accurate VAT records and ensuring compliance with Making Tax Digital requirements.

Tax Planning & Support
Practical tax planning and compliance services to help businesses meet tax obligations efficiently while maintaining accurate financial records throughout the year.

Annual Accounts Preparation
Preparation of year-end accounts and statutory financial statements required for regulatory and business reporting purposes.

Corporation Tax Support
Preparation and support for corporation tax calculations and filing requirements for limited companies.

Self Assessment Support
Assistance with preparing and submitting Self Assessment tax returns for business owners, directors, landlords, contractors, and sole traders.

Cloud Accounting
Implementation and management of cloud accounting systems using digital accounting software for real-time financial information, streamlined bookkeeping, and secure record management.

Outsourced Accounting Services
A complete outsourced finance function that includes bookkeeping, accounting, reporting, payroll, and financial administration without the cost of maintaining an in-house finance department.

Business Support
Ongoing financial and administrative support to help businesses improve financial organisation, maintain compliance, and manage day-to-day accounting responsibilities.

Virtual Finance Director (VFD)
Strategic financial leadership providing financial planning, budgeting, cash flow oversight, performance reporting, and business decision support without employing a full-time finance director.

Financial Reporting
Regular financial reports that provide clear visibility of business performance, helping owners monitor income, expenditure, profitability, and overall financial health.

Bank & Credit Card Reconciliation
Verification and reconciliation of financial transactions to ensure accounting records remain complete, accurate, and up to date.

Digital Record Keeping
Secure electronic management of financial documents and accounting records to improve accessibility, organisation, and compliance with digital reporting requirements.